:root{
  --navy:#10243e;--navy-2:#1b3a5e;--green:#1e8e5a;--green-d:#167247;
  --bg:#f6f8fa;--card:#ffffff;--ink:#1c2733;--muted:#5b6b7b;--line:#e3e9ef;
  --accent:#eaf6f0;--warn-bg:#fdf6e3;--warn-line:#e8d49a;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--green-d)}
.wrap{max-width:980px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy);color:#fff;padding:14px 0}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:8px}
.logo{font-weight:800;font-size:1.15rem;color:#fff;text-decoration:none;letter-spacing:.2px}
.logo span{color:#7fd4a8}
nav.main a{color:#d7e3f0;text-decoration:none;font-size:.92rem;margin-left:16px}
nav.main a:hover,nav.main a.active{color:#fff;text-decoration:underline}
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:40px 0 48px;text-align:center}
.hero h1{font-size:2rem;line-height:1.25;margin-bottom:12px}
.hero p.sub{color:#c4d4e6;max-width:640px;margin:0 auto;font-size:1.02rem}
.badge{display:inline-block;background:#7fd4a8;color:#0c2c1c;font-weight:700;font-size:.78rem;padding:3px 12px;border-radius:999px;margin-bottom:14px;letter-spacing:.4px;text-transform:uppercase}
main{padding:34px 0 10px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px;margin-bottom:26px;box-shadow:0 1px 3px rgba(16,36,62,.05)}
.card h2{font-size:1.35rem;margin-bottom:14px;color:var(--navy)}
.card h3{font-size:1.08rem;margin:18px 0 8px;color:var(--navy)}
.grid{display:grid;gap:18px}
@media(min-width:760px){.grid.cols-2{grid-template-columns:1fr 1fr}.grid.cols-3{grid-template-columns:1fr 1fr 1fr}}
label.fld{display:block;font-weight:600;font-size:.9rem;margin:14px 0 5px;color:var(--navy)}
input[type=number],select{width:100%;padding:10px 12px;border:1.5px solid var(--line);border-radius:8px;font-size:1rem;background:#fff;color:var(--ink)}
input[type=range]{width:100%;accent-color:var(--green)}
.range-val{font-weight:700;color:var(--green-d)}
.check{display:flex;align-items:flex-start;gap:9px;margin:12px 0;font-size:.95rem}
.check input{margin-top:4px;accent-color:var(--green);width:17px;height:17px}
button.cta,a.cta{display:inline-block;background:var(--green);color:#fff;border:none;border-radius:9px;padding:13px 26px;font-size:1.02rem;font-weight:700;cursor:pointer;text-decoration:none;margin-top:16px}
button.cta:hover,a.cta:hover{background:var(--green-d)}
.result-big{font-size:2.3rem;font-weight:800;color:var(--green-d);line-height:1.1}
.result-label{font-size:.85rem;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;font-weight:700}
.stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin-top:18px}
.stat{background:var(--accent);border-radius:10px;padding:14px 16px}
.stat .v{font-size:1.25rem;font-weight:800;color:var(--navy)}
.stat .k{font-size:.8rem;color:var(--muted);font-weight:600}
.chart-box{margin-top:22px}
table.cmp{width:100%;border-collapse:collapse;font-size:.92rem;margin-top:14px}
table.cmp th,table.cmp td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
table.cmp th{background:var(--navy);color:#fff;font-weight:700}
table.cmp tr:nth-child(even){background:#fbfcfd}
table.cmp td.good{color:var(--green-d);font-weight:600}
.note{background:var(--warn-bg);border:1px solid var(--warn-line);border-radius:10px;padding:14px 16px;font-size:.88rem;color:#6b5d2e;margin-top:18px}
.faq-item{border-bottom:1px solid var(--line);padding:16px 0}
.faq-item:last-child{border-bottom:none}
.faq-item h3{font-size:1.04rem;color:var(--navy);margin:0 0 6px}
.faq-item p{font-size:.95rem;color:var(--ink)}
.toc{background:var(--accent);border-radius:10px;padding:16px 20px;font-size:.93rem;margin-bottom:24px}
.toc a{display:block;padding:3px 0}
.ad-slot{min-height:90px;background:repeating-linear-gradient(45deg,#f0f3f6,#f0f3f6 12px,#e8edf2 12px,#e8edf2 24px);border:1px dashed #c8d3de;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#9aa9b8;font-size:.8rem;margin:26px 0}
.elig-q{display:none}
.elig-q.active{display:block}
.elig-result{display:none;text-align:center;padding:10px 0}
.elig-result.show{display:block}
.pill-yes{background:var(--accent);color:var(--green-d);font-weight:800;font-size:1.3rem;padding:10px 22px;border-radius:12px;display:inline-block}
.pill-no{background:#fdeaea;color:#a33;font-weight:800;font-size:1.3rem;padding:10px 22px;border-radius:12px;display:inline-block}
.btn-row{display:flex;gap:12px;margin-top:16px;flex-wrap:wrap}
.btn-row button{flex:1;min-width:120px;background:#fff;border:2px solid var(--green);color:var(--green-d);border-radius:9px;padding:12px;font-size:1rem;font-weight:700;cursor:pointer}
.btn-row button:hover{background:var(--accent)}
footer.site{background:var(--navy);color:#b7c6d8;padding:30px 0;margin-top:40px;font-size:.85rem}
footer.site a{color:#d7e3f0}
footer.site .links{margin-bottom:12px}
footer.site .links a{margin-right:18px;text-decoration:none}
.disclaimer{font-size:.8rem;color:#8fa3b8;margin-top:10px}
.crumbs{font-size:.82rem;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.updated{font-size:.82rem;color:var(--muted);margin-bottom:14px}
ul.body-list{margin:10px 0 10px 22px}
ul.body-list li{margin-bottom:7px}
@media(min-width:760px){.hero h1{font-size:2.5rem}}